Debt Snowball Spreadsheet vs. Web App: Which One Will Actually Get You Debt-Free?
Every debt payoff journey starts with the same question: where do I keep track of all this? Two camps have formed. One swears by the trusty spreadsheet. The other swears at it and uses an app.
We make a web app, so you might expect us to tell you spreadsheets are for dinosaurs. We will not. Spreadsheets are great for some people. The real question is not which tool is best in theory. It is which tool will you still be opening in month fourteen, when the novelty has worn off and you are still $9,000 from done.